Compare real-life money decisions with transparent assumptions, side-by-side scenarios, sensitivity checks, and exportable reports. No accounts, no uploads, no pretending one number tells the whole story.
Planning tool, not financial advice.Results are estimates based on the assumptions you enter. Tax, housing, loan, and subscription details vary by location, lender, provider, and date.
Scenario Vault
Saved Comparisons
Scenarios are saved only in this browser. Use them to compare decisions without re-entering everything.
Purchasing Power
Inflation Lens
Use CPI annual averages to translate historical dollars, then stress-test the future with your own inflation assumption.
Recurring Costs
Subscription Audit
Estimate monthly burn, annual cost, split math, and your budget gap. Starter prices are editable estimates, not live provider quotes.
Debt Strategy
Loan Payoff Lab
See the required payment, total interest, and what an extra monthly payment does to your payoff date.
Vehicle Decision
Buy vs Lease Lab
Compare total cash out, owned equity, mileage risk, lease-end buyout context, and monthly flexibility.
Housing Decision
Rent vs Buy Lab
Model equity, cash flow, closing costs, selling costs, investment return if renting, and break-even timing.
Income Reality Check
Side Hustle Lab
Find the real hourly rate after platform fees, expenses, taxes, and the time that usually gets forgotten.